Infonavit makes an economic profit of more than 218 billion pesos in 2022
In 2022, the Institute of the National Workers’ Housing Fund (Infonavit) placed 359,848 loans for the purchase of housing or land, the payment of debts, the construction and even the repair of housing, this who represented a economic benefit of 218 thousand 448 million pesos.
Of the total credits granted by the Institute -some with the collaboration of other financial entities- 295 thousand 206 were mortgage, it is about the purchase of a new or existing house, where it was also given for the payment of debts or supports. The rest, 64,000,643 were loans for home improvement or self-productionas stated in a press release from Infonavit.
He added that by the States, a total of 167 thousand 322 credits, or 46.5% of the total, were concentrated in six entities such as Nuevo León, with 43 thousand 204 financings; followed by Jalisco, 31,034; State of Mexico, 30,041; Chihuahua, 23 thousand 812; Tamaulipas, 19 thousand 961; and Baja California, with 19,270 credits.
The Institute indicated that these mortgage loans, had the advantages that the maximum amount to buy a property was 2 million 407 thousand 347 pesos; age plus vesting period was up to 70; while interest rates ranged from 1.9 to 10.45%, depending on the income level of the beneficiary.
The generic, noted the Infonavit, will have fixed balances and monthly payments for the life of the loan. And they will have certainty when the credit will stop being paid.
Likewise, he said that the accredited have different supports, thanks to the Social collection modelthrough which Infonavit helps them in the event of unemployment or a drop in their income, so that they avoid putting their assets at risk.
INFONAVIT is preparing a new credit Improvement Yes
On the other hand, the Institute announced that it would soon announce a new loan to improve housingwho have money in the housing sub-account, but are not currently contributing to social security.
The financing will be 139,000 pesos, with a fixed interest rate between 0 and 4%, and a repayment period of 5 years, or 60 monthly installments. In this scheme, the housing sub-account will be used in the event of default. In addition, he will have death and permanent disability insurance.
Source: El Heraldo De Mexico
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